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Credit Wise Lending

Rated 4.7 out of 5

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Total Rating

4.7

Rates as low as 1.9% APR up to $100,000

The Good

Soft Credit Check with Pre-Qualified Borrowers

Does Not Charge Origination Fees

Has an Account Dashboard

Soft Credit Check with Pre-Qualified Borrowers

If you pre-qualify for a Credit Wise Lending loan, you will be able to check the possible loan amount and cost. Pre-qualifying has no impact on your credit score, and it will help you figure out how loan payments fit into your monthly budget before you opt for a hard credit inquiry.

Does Not Charge Origination Fees

Credit Wise Lending does not charge origination fees. Not all lenders charge for origination, but most of them add it onto the total premium, at 10% of the total loan amount. Credit Wise also does not charge for prepayment and consultation services.

Has an Account Dashboard

Credit Wise Lending provides borrowers with an account dashboard that lets borrowers make payments and check their payment history. This is an added convenience considering that not all lenders have this. It also makes it easier for everyone to check on their respective accounts without calling customer service.

THE VERDICT

Credit Wise Lending is an online lending site that provides personal loans to both excellent and poor credit borrowers. According to the company, the majority of its customers have a credit score of 600 to 700. It charges origination and late fees, but its annual percentage rates are comparable to those of other bad-credit loans.

Credit Wise Lending also offers some flexible features, like the flexible repayment terms and the choice of securing a loan at a lower rate or for a more considerable loan sum. Borrowers may also pre-qualify without impacting their credit ratings on-time payments are reported to all three major credit bureaus.

Contact Information

We'll Introduce You!

Call our recommended rep over at Credit Wise Lending below.

4.7
Rated 4.7 out of 5
4.7 out of 5 stars (based on 3 reviews)
Excellent67%
Very good33%
Average0%
Poor0%
Terrible0%

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Credit Wise Lending

Credit Wise Lending is an online lending site that provides personal loans to both excellent and poor credit borrowers. According to the company, the majority of its customers have a credit score of 600 to 700. It charges origination and late fees, but its annual percentage rates are comparable to those of other bad-credit loans.

Everything was a breeze with Credit Wise.

Rated 5 out of 5
March 25, 2021

I thought applying for a debt consolidation loan would be a pain, but everything was a breeze with Credit Wise.

Harry W

Legit

Rated 5 out of 5
March 25, 2021

Legit and very reliable funding. Highly recommended.

Kora S

Legitimate funding options and the staff is always eager to help.

Rated 4 out of 5
March 15, 2021

I took out a loan with them and got approved within minutes. Legitimate funding options and the staff is always eager to help.

Hanna C

PERSONALIZED RATES

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IT'S SIMPLE, QUICK AND FREE

and

WON'T AFFECT YOUR CREDIT

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